Careers At Seacoast Commerce Bank

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SBA Business Development Officer

Department: SBA-BDO
Location: Minneapolis, MN

Seacoast Commerce Bank is a Community Bank headquartered in San Diego California. We have offices located throughout the United States. We are looking for an exceptional candidate to become the newest member of the Seacoast team!

We are looking for an SBA Business Development Officer to identify, solicit and close new SBA loans through business development activity within assigned markets.

Essential Duties and Responsibilities

  • Conduct new business development activities to generate new fee income to meet department and individual goals.
  • Prospect, market, structure and originate new SBA 7(a) and SBA 504 loans.
  • Identify, refer and introduce other business opportunities to internal product partners.
  • Establish and maintain a network of referral sources able to bring potential SBA borrowers to the bank.
  • Obtain complete financial packages from borrowers to obtain required signatures and facilitate funding.
  • Maintain an in-depth knowledge of SBA products as well as knowledge of competitors and competitive products.
  • Understand what differentiates Seacoast Commerce Bank and develop a unique sales approach that differentiates you in the marketplace.
  • Ensure that all activities and work functions comply with bank compliance requirements.
  • Critically think, formulate and support credit decisions, and logically defend position.
  • Negotiate on behalf of the bank and the borrower while appropriately balancing risk and shareholder value.
  • Maintain knowledge of related state and federal banking compliance regulations and other Bank operational policies.
  • Demonstrate a satisfactory understanding of and adherence to Bank operational policies and applicable compliance regulations as they relate to the specific job duties assigned.
  • Demonstrate a satisfactory understanding of your duties and responsibilities as it relates to the Bank Secrecy Act (BSA), Anti-Money Laundering Act (AML), Patriot Act, and Office of Foreign Assets Control Regulations (OFAC). This includes participating in any required training and promptly complying with all reporting requirements.

Job Requirements

The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

  • Bachelorís degree in business, finance, economics or other related field.
  • 5-10 years related experience in a similar lending environment or financial institution.
  • Maintain a current understanding of Bank underwriting guidelines, procedures, policies and compliance issues. Maintain a working knowledge of regulatory requirements for documentation and regulations relating to SBA lending.
  • Ability to protect and maintain confidential information.
  • Excellent written and verbal communication skills.
  • Excellent organizational skills.
  • Proficiency with personal computers and related software.
  • Work involves sitting, occasional walking, and lifting up to 10 pounds.

Salary/Benefits

We offer a competitive package of compensation and benefits, including:

  • Base salary plus commission
  • Medical, Dental & Vision Insurance
  • Life Insurance
  • Long Term Disability Insurance
  • Long Term Care Insurance
  • Employee Assistance Program
  • 401(K) plan with generous employer match
  • Flexible Spending accounts
  • Paid vacation & holidays

Seacoast Commerce Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, or protected veteran status and will not be discriminated against on the basis of disability. 

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